Understanding Health Insurance in the U.S.: A Complete Breakdown for Beginners
What Is Health Insurance? Health insurance is a financial plan that covers medical expenses, including doctor visits, hospitalization, prescriptions, and preventive care. It protects individuals from high healthcare costs. Types of Health Insurance Plans HMO (Health Maintenance Organization): Requires using network providers for most care. PPO (Preferred Provider Organization): Offers flexibility to see out-of-network doctors … Read more